Asset Management
We manage investment portfolios on behalf of our business and individual clients. Investment management involves devising long-term and short-term plans to acquire and dispose of portfolio holdings. It also includes activities such as budgeting, banking, and tax services. We focus on making clients’ money grow in order to help them achieve financial aspirations and goals. We also provide holistic advice on insurance, cash flow management, and estate planning. Our core investment services include stock selection, analysis of financial statements, asset allocation, and portfolio strategy.
Importance of Portfolio Management
Although cash can be safe and provides certainty, it loses value over time due to inflation. Some strategies are safer which is reflected by lower volatility, however, volatility is not necessarily associated with negative outcomes. It can offer investors an opportunity to buy shares at lower prices (buy the dip), which results in higher long-run returns.
Therefore, effective investment management helps grow your money so it can earn higher rates of return. Professional investment management increases the value of your money faster than you can, inclusive of an advisor’s fees. Be good to your money.
Investments are meant to save money and ensure investors receive higher returns in the long run. Further, investing also helps achieve both short and long-term goals without much stress and trouble. Businesses focus on expanding and need financial stability. Alternatively, individuals have different financial needs, such as education or buying a home. Therefore, the appropriate mix of stocks, bonds, or funds helps individuals and businesses achieve their financial goals and timing.
Inflation is a significant threat to investors because it erodes real savings and future returns. Rising inflation also chips away at the principle of income securities. Investment management helps to outperform inflation and allows clients to grow their income. For investment savings to grow over time, the rate of return after tax must be greater than the inflation rate.
In today’s economy characterized by high inflation, it may be challenging to find a savings account with higher returns than the inflation rate. Therefore, investing is an essential strategy to earn real returns by outperforming inflation.
The majority of people approaching retirement depend on investment money as their regular income. Life after retirement can become difficult since many people do not receive a monthly salary to sustain their daily needs. There are a range of investments that individuals can depend on, including equities, I-bonds, and ETFs, to provide regular income after retirement. Our firm ensures effective investment management in order to cater to client needs after retirement.
Financial needs change over time, and emergencies are likely to occur. Investing sooner leads to faster growth of the investment money. Investment managers help clients solve financial problems, especially in a volatile market. With careful investment management, clients can tailor their portfolios to reflect their changing financial needs and priorities. For instance, individuals or businesses may be forced to use savings to solve emergency problems. Thus, effective investment management is essential to save enough money for emergency purposes.
Advantages of Portfolio Management
Effective portfolio management increases income. Investments that improve income include stocks that pay dividends or fixed deposits that pay regular interest. Comprehensive investment management provides steady income, which increases financial stability.
Clients save money to preserve it for future use. Investment strategies ensure that individuals do not outlive their savings. Government bonds and fixed deposits offer relatively low returns. Thus, capital appreciation can only result from effective investment management and diversification. For businesses or individuals to grow savings, it’s important to consider the best investment options. Although investments can be risky, the return can be higher, leading to increased returns and savings.
Taxes reduce income. Effective investment management acts to hold together assets and capital to ensure tax burdens are reduced. Companies pay more taxes through income tax on bank interest and capital gains tax, which could both be reduced through effective investment management. Individuals living abroad may find assets that were tax-efficient in their home country highly taxable in their country of residence. Therefore, effective investment management can reduce taxes, which results in higher after-tax returns.